Fixed Rate Home Loan
Our fixed rate loans offer you the security of knowing your repayments won't change during that period, and are popular for those who like to plan ahead.
Fixed interest rates are available for terms of 1 to 5 years, so you'll have the same interest rate whether the market rate rises or falls during this time.
At the expiration of the fixed rate period the loan will convert to the variable rate applicable at the time, or you can choose a further fixed rate period. You can still make extra payments up to $25,000 per year during the fixed rate period to reduce the total of your loan balance.
Terms, conditions, and normal lending criteria apply. Fees and charges are payable. For current interest rates click here.
Resources
Disclaimer: Companion Credit Union a Division of Community CPS Australia Limited (ABN 15 087 651 143, AFSL No. 237 856) is the product issuer for the deposit and related payment products referred to on this website. A copy of our Financial Services Guide is available here. As any advice of this website is prepared without consideration of your personal objective, financial situation or needs, before acting on the advice, you should consider if it is appropriate to your circumstances. Please consider the PDS for a product before you decide whether to acquire or continue holding the product. *Terms and Conditions apply. Before making a decision about your insurance needs, please refer to the Product Disclosure Statement available by calling Companion Credit Union
