Community CPS Rewards MasterCard®
Get more from your everyday spend with a Community CPS Rewards Mastercard® where everyday purchases earn you great rewards including shopping vouchers, electronics, homewares, gift cards and much more!
Features
- Earn 1 reward point per dollar spent on everyday purchases with the Card Services Rewards Program1. Plus your points will never expire while the account remains open.
- Up to 55 days interest free on retail purchases2.
- Credit limit up to $25,0003.
- Share the benefits and maximise your reward points with up to four additional cards.
- Added protection with Fraudshield® to monitor your card for irregular transactions.
- Access to funds worldwide at over 31 million establishments or by using ATMs and EFTPOS.
Rates & Fees
Extras
- Complimentary purchase cover4 on new items that are lost, stolen or damaged within three months of purchase using your Community CPS Rewards Mastercard®.
- Complimentary international travel insurance4 covering you and your family for unexpected flight cancellations and delays, medical expenses, loss or damage to personal items, rental vehicle excess and much more.
- Transfer balances from other credit cards to your Community CPS Rewards MasterCard and you'll save with a special low interest rate of 1.9%p.a. for the first 6 months of the balance transfer5 so you can pay off your debts faster.
Useful Links
Important information
Terms, conditions, fees and charges apply and are available upon request. Final approval of your MasterCard® application will be subject to satisfying Card Services Credit Criteria. By applying you are acknowledging receipt of the Credit Guide and Credit Proposal documents. 1. All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open. 2. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. 3. Actual Credit Limit will be assigned based on Card Services’ credit criteria. 4. Purchase Cover Insurance and International Travel Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance. 5. The promotional rate of 1.9% p.a. applies only to balances transferred with this offer for a period of 6 months from account approval. Transferred balances will be repaid first. Outstanding balances at the end of the promotional period will revert to the cash advance interest rate. Any transactions made other than with this offer are at the standard Rewards credit card rate, currently 19.74% p.a. for retail purchases and 20.49%p.a. for cash advances which is variable, subject to change and Card Services credit criteria. Interest rate last updated 1/02/2012. Offer is not available to existing Community CPS MasterCard Cardholders or holders of Credit Cards issued by Citigroup. Balance transfers cannot be used to pay off any other product with this Credit Union. MasterCard® is the registered trademark of MasterCard® International Incorporated. ©2011 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence 238098 which provides and administers credit.
