rates

Loan Interest Rates

Please note that these rates are subject to change, so to ensure that the latest information is displayed, we recommend that you click Refresh or Reload on your browser to update the page.

All interest rates quoted are variable unless stated otherwise.
Use this Loan Calculator to work out repayment amounts.
For a Loan Application Form please click here

 

LOAN RATES

FIXED RATE

COMPARISON RATE

 

Home Loans - Effective 2nd October 2008

3 Year Fixed Rate Home Loan

8.27%p.a.

8.71%p.a.^

 
 

LOAN RATES

VARIABLE RATE

COMPARISON RATE

 
Home Loans

Standard Home Loan - Effective 8th September 2008

8.87%p.a.

8.87%p.a.*

 

Line of Credit Home Loan - Effective 12th September 2008

9.01%p.a.

N/A

 

Lifestyle Plus Home Loan - Effective 12th September 2008

9.17%p.a.

9.17%p.a.*

 

 

LOAN RATES

FIXED RATE

COMPARISON RATE

 

Car & Personal Loans from

10.10%p.a. to 16.26%p.a.

Refer to Comparison Rate schedule

Effective 26th May 2008  

 

Limited Offer  - receive a discount of 0.75%pa# on new car loan fixed rates.

# Terms, conditions, and fees apply. Normal lending criteria applies. 

To receive more information click here (& simply email your name, number)

 

A Comparison Rate schedule is available here and at any Companion branch.

^Comparison Rate is calculated on loan amount of $150,000 (secured) over 25 year term based on weekly repayments.

*Comparison Rate is calculated on loan amount of $150,000 over 25 year term based on weekly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayments fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The 3 Year Fixed Rate Home Loan is only a limited offer.  These rates have been quoted as an annual percentage rate and are subject to change. Fees and charges, and terms and conditions will apply to all loans, and they are subject to an application and approval process.

 

SAVINGS DIRECT ACCOUNT

Balance

$0 to $19,999

$20,000 to $99,999

$100,000 and over

Rate

  6.40% p.a.

6.70% p.a.

7.00% p.a.

  • Effective 11th September 2008
  • No minimum balance and interest on every dollar
  • Interest is calculated daily and paid monthly

 

FIXED TERM INVESTMENT

Term

Interest Frequency*

$5,000 to $99,999

$100,000 and over

6 to 11months

Monthly

7.60%p.a.

7.70%p.a.

6 to 11months

At Maturity

7.85%p.a.

7.95%p.a.

12 months

Monthly

7.50%p.a.

7.55%p.a.

12 months

At Maturity

7.75%p.a.

7.80%p.a.

  • Effective 11th September 2008
  • *Interest is paid into a nominated account

 

For more information phone 131 609.

Branches:   Belmont, Cessnock, East Maitland, Glendale,

Gunnedah, Kurri Kurri, Muswellbrook, Raymond Terrace, Salamander Bay, Singleton

Companion Credit Union Limited (ABN 82 087 649 947, AFSL No. 240734) is the product issuer for the deposit and related payment products referred to on this website.  A copy of our Financial Services Guide is available here. As any advice of this website is prepared without consideration of your personal objective, financial situation or needs, before acting on the advice, you should consider if it is appropriate to your circumstances.

Page last updated 2nd October 2008. © Companion Credit Union 2008.