PremierCare® Motor Insurance offers two levels of cover so that your insurance best suits your needs.
PremierCare® Prestige Motor*
Prestige Motor offers a high level of cover and extra benefits.
PremierCare® Classic Motor*
Classic Motor is designed with a lower level of benefits to help reduce premiums.
Both Prestige and Classic offer you the choice of three cover options Comprehensive, Third Party Property Damage or Third Party Fire and Theft.
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Comprehensive motor vehicle insurance - protection for your car plus third party property damage
PremierCare® Motor Comprehensive offers you the choice of Market Value or Agreed Value. For Agreed Value the vehicle needs to be valued more than $10,000 and not more than 10 years old.
Click here to view benefits comparison for Comprehensive insurance
Tailor your Comprehensive cover
You can select from a range of policy options to match your insurance to your needs
• The cost of a rental or loan car following an accident.
• Removal of the Basic Excess for windscreen or other window glass breakage.
• Protection of your Rating 1 (maximum) No Claim Bonus.
• Restricted drivers (aged 30 years and over only).
Third Party motor vehicle insurance
Protection for loss or damage to other people's property through the use of your vehicle, plus the option of Fire and Theft damage to your vehicle.
Third Party Property Damage
Don't spend the rest of your life paying off someone else's Porsche!
You may not think your car is worth the cost of insurance, but what if you are responsible for damaging someone else's car or property. Can you afford their repair costs as well as your own?
What about other property..., don't just think about simple things like a fence, what about traffic lights or telephone junction boxes on the side of the road, these can run into thousands of dollars.
Without at least Third Party Property Damage insurance, you and your family could suffer from the financial legacy of an accident for years to come. PremierCare® Motor offers a low cost Third Party Property Damage option providing up to $20 million cover.
Click here to view benefits comparison for Third Party Property Damage insurance
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