PERSONAL LINE OF CREDIT

Realise your smaller dreams or be prepared for unexpected emergencies.  A line of credit provides access to ongoing funds when you need them.

Features

• Borrow as little as $500.
• Provides a financial safety net when you are a little short of funds.
• Interest is only charged on what you have used.
• Flexible and convenient  access to funds via ATM, EFTPOS, Internet and Phone Banking, Cheque Book and at a Branch.
• A line of credit can be attached to your existing or a new Community CPS Access Savings or Retirement Account.
• Fast approval.
• Funds for any worthwhile purpose.

Rates & Fees

• A competitive variable interest rate.
• Establishment fee $100.
• No monthly service fee.

Extras

• Continuous Credit Insurance¹ – circumstances can change.  Protect yourself and cover your loan repayments if you find yourself in financial hardship due to illness, injury, involuntary unemployment or death.
• Personal Line of Credit  Fact Sheet.

 Important Information

Terms, conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer or on request. 1. Eligibility and qualifying criteria applies.