PERSONAL LINE OF CREDIT

Realise your smaller dreams or be prepared for unexpected emergencies.  A line of credit provides access to ongoing funds when you need them.

Features

• Borrow as little as $500.
• Provides a financial safety net when you are a little short of funds.
• Interest is only charged on what you have used.
• Flexible and convenient  access to funds via ATM, EFTPOS, Internet and Phone Banking, Cheque Book and at a Branch.
• A line of credit can be attached to your existing or a new Access Savings , Everyday Account or Retirement Account.
• Fast approval.
• Funds for any worthwhile purpose.

Rates & Fees

• A competitive variable interest rate.
• Establishment fee $150.
• No monthly loan service fee.
• No fees or penalties for paying out your loan early.

Extras

• Continuous Credit Insurance¹ – circumstances can change.  Protect yourself and cover your loan repayments if you find yourself in financial hardship due to illness, injury, involuntary unemployment or death.
• Personal Line of Credit  Fact Sheet.

 Important Information

Terms, conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer or on request. All loans are provided by Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 1. Eligibility and qualifying criteria applies.