You are here: Loans > Car Loans > Fixed Rate Car & Personal Loans | Secured Car Loan
FIXED RATE CAR LOAN
If you are looking at a used car, the security of the Fixed Rate Car loan provides peace of mind that repayments will remain the same for the entire life of the loan.
- Fixed Rate Car Loans from $5,000.
- Can borrow up to 150% of the purchase price or vehicle value.
- Flexible loan term up to 7 years.
- Fixed interest rate for the term of the car loan.
- Flexible repayment options allow you to choose:
- when you pay – weekly, fortnightly or monthly to align with your pay cycle;
- how you pay – payroll deductions, direct credit or over the counter;
- and even how much you pay – minimum monthly repayment or add extra .
- Fast pre-approval so you can search for your car with confidence.
- Use your existing car as security1 and borrow funds for other personal purposes.
Rates & Fees
- A competitive low fixed interest rate.
- Establishment fee $150.
- No monthly service fee.
- No fees or penalties for paying out your loan early.
- Car Insurance - Organise all your insurance needs at the same time.
- Loan Cover Protection – Circumstances can change. Protect yourself and cover your car loan repayments if you find yourself in financial hardship.
- pinnacle +plus and life members benefits available offering discounted interest rates and fees3.
- Fixed Rate Car Loan fact sheet.
Useful Links and Information
- Car Buying Tips- find useful tips and checklists to help you with your search for the right car and the right loan.
- Car Search Brokers- this service is unbiased, free (for cars $10,000+) and takes the hassle out of finding the right car.
- Redbook- search car prices and values online.
- Green Vehicle Guide- learn more about environmentally cleaner vehicles.
Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at the time of application or by contacting us. All loans are provided by Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856.
1 Vehicle must be 6 years old or less. 3 Eligibility criteria applies.