FIXED RATE CAR LOAN

If you are looking at a used car, the security of the Fixed Rate Car loan provides peace of mind that repayments will remain the same for the entire life of the loan.

Features

• Fixed Rate Car Loans from $5,000.
• Can borrow up to 150% of the purchase price or vehicle value.
• Flexible loan term up to 7 years.
• Fixed interest rate for the term of the car loan.
• Flexible repayment options allow you to choose:
  • when you pay – weekly, fortnightly or monthly to align with your pay cycle;
  • how you pay – payroll deductions, direct credit or over the counter;
  • and even how much you pay – minimum monthly repayment or add extra .
• Fast pre-approval so you can search for your car with confidence.
• Use your existing car as security¹ and borrow funds for other personal purposes.

Rates & Fees

• A competitive low fixed interest rate.
• Establishment fee $150.
• No monthly service fee.
• No fees or penalties for paying out your loan early.

Extras

• Car Insurance - Organise all your insurance needs at the same time.
• Loan Cover Protection – Circumstances can change. Protect yourself and cover your car loan repayments if you find yourself in financial hardship.
• pinnacle +plus and life members benefits available offering discounted interest rates and fees³.
• Fixed Rate Car Loan fact sheet.

Useful Links and Information

• Car Buying Tips- find useful tips and checklists to help you with your search for the right car and the right loan.
• Car Search Brokers- this service is unbiased, free (for cars $10,000+) and takes the hassle out of finding the right car.
• Redbook- search car prices and values online.
• Green Vehicle Guide- learn more about environmentally cleaner vehicles.