Compare Our Home Loans

Whether you’re buying your first home, want something bigger (or smaller for that matter), or looking to make the switch from your current home lender– we’ve got a home loan to suit your needs.

Alternatively, you can download our Home and Investment Loans Feature Summary.
 

	Basic Variable Rate Loan	Standard Variable Rate Loan	Fixed Rate Loan	All-In-One Loan
Description	A simple home loan with a low variable interest rate for the life of the loan	A fully featured home loan with a competitive variable interest rate	Fix your interest rate for 1, 2, 3, 4 or 5 years	Combine your home loan and banking accounts into one line of credit
Rates & Fees
Interest Rates	View Interest Rates	View Interest Rates	View Interest Rates	View Interest Rates
Administration Fee	$11 per month	$0	$0	$0
Loan establishment fee1	$445 $0 for first home buyers2	$445 $0 for loans over $200,0002	$445 $0 for loans over $200,0002	$445 $0 for loans over $200,0002
Settlement Fee	$150	$150	$150	$150
Features - flexible repayments
Weekly, fortnightly or monthly repayments?				All your income and savings are deposited and expenses are withdrawn when needed using flexible access options
Additional repayments?			Fees may apply
Redraw extra repayments?3
Repayment holiday?3
Interest only repayments?		Up to 5 years	Up to 5 years
Mortgage Offset available?				Offers the same benefits
Features - Other
Minimum Loan Amount	$50,000	$10,000	$10,000	$10,000
Maximum Loan term	30 years	30 years	30 years	25 years
Personal or Investment purposes
Available for construction?
Available for Bridging?
Parent Equity available?
Maximum loan % of security value4	95%	95%	95%	90%
Extras
Eligible for pinnacle +plus membership5
Pre-approved overdraft limit $5,0006

  

Important Information

Terms, conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer and on request.

All loans are provided by Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856

¹Other upfront fees including valuation fees and government charges are payable. ²Any waived establishment fee is payable if the loan is refinanced to another financial institution within 3 years from the date of settlement. ³Redraws and repayment holidays are subject to approval. Fees and Charges may be payable for the redraw facility. ⁴Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property this may vary depending on the location of the property. ⁵Eligibility criteria apply. ⁶Pre approved overdraft limits up to $5,000 to approved applicants.